URICA Limited, a company registered in Scotland under company number SC416992 and whose registered office is 16 Charlotte Square, Edinburgh, Midlothian EH2 4DF and whose principal place of business is 3 Queen Square, London, WC1N 3AR (“URICA”, “we” or “us”) is the operator of the website at www.urica.com (the “Website”). URICA is an authorised representative of NCM Fund Services, which is authorised and regulated by the Financial Conduct Authority.

These are the terms and conditions (“Website Terms”) which apply to your use of the Website. Please read them carefully and if you have any questions or issues, please get in touch by contacting us using the details provided at the end of these Website Terms.

By proceeding with access to this Website you are deemed to have accepted these Website Terms. These Website Terms are in addition to any terms of business, which you may have as a direct customer (“Direct Terms”) and in the event of any conflict between these Website Terms and any Direct Terms, the terms and conditions of the Direct Terms shall prevail.

AVAILABILITY AND ACCESS
URICA does not warrant that this Website is free of viruses, worms, Trojan Horses or technical defects of any description, and accepts no responsibility for any technical problems arising from your use of this Website. URICA will endeavour to ensure that this Website is accessible for 24 hours a day but will not be liable if, for any reason, the Website is unavailable for any time or for any period.

URICA will have the right to suspend access to the Website (or to any part of it) temporarily or permanently and without notice. At any time, access to and use of certain parts of this Website may be restricted to registered users, to which further terms governing access may apply. When applicable, such terms shall be drawn to your attention during the registration process. URICA may, at its sole discretion refuse to register a user or to provide access to certain parts of the Website to certain users, without providing reasons for doing so.

LINKS TO OTHER SITES
This Website may also contain hypertext links to, or information from, websites operated by third parties (meaning persons or companies other than URICA). Where the Website includes any such information and/or links these are for information purposes only and URICA makes no representation whatsoever about any such link, website or content. Separate terms and conditions may also apply to such websites. URICA accepts no responsibility for the content of or your use of any website which is accessed via a hypertext link from this Website.

INFORMATION ONLY WEBSITE
The information contained on this Website is provided for information purposes only and cannot be regarded as constituting advice or recommendations (professional or otherwise). URICA will use reasonable care and skill to ensure that information contained on this Website is accurate at the date of publication. However, because of the nature of the internet, information on the Website may not always be accurate or complete.

AMENDMENTS
URICA reserves the right to make amendments and changes to the information on the Website and any references to details of products or services, including pricing, are subject to change without notice.

VARIATION
URICA reserves the right to make amendments and changes to these Website Terms without notice to you from time to time to reflect changes in market conditions affecting URICA business, changes in technology, changes in payment methods, changes in relevant laws and regulatory requirements, and any other changes.

Any such amendment shall be effective once the revised Website Terms have been posted on the Website. You shall be responsible for reviewing the Website Terms each time you use the Website and we will treat your use of the Website as signifying your acceptance of the Website Terms applicable at the time you access the Website.

LIABILITY
All warranties, conditions, representations and terms, whether express or implied by statute, common law or otherwise, with respect to this Website and its content, including but not limited to implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are hereby excluded to the extent permitted by law.

To the fullest extent permitted by law URICA shall not be liable (whether in contract or tort, including negligence or breach of duty, or otherwise) for any loss of profits, business, contracts, revenue, goodwill or anticipated savings (whether such loss is direct or indirect, foreseeable or otherwise) loss or corruption of electronic data.

Notwithstanding the above, nothing in these Website Terms shall be deemed to limit URICA’s liability for: death or personal injury caused by the negligence of URICA, its directors, agents, officers or representatives; fraud or fraudulent misrepresentation; or any liability which cannot by law be restricted or limited.

COPYRIGHT AND OTHER INTELLECTUAL PROPERTY RIGHTS
URICA owns or is the lawful licensee of the copyright and all intellectual property rights existing on or within this Website (including but not limited to all database rights, trade marks and logos). Nothing in the Website shall confer on any person any licence or right with respect to any such intellectual property rights. URICA’s name may not be used in any way, including in advertising or publicity pertaining to distribution of Information without our prior written consent.

You are not permitted to download, print, redistribute or extract any information from this Website other than for your personal, non-commercial use.

You are not permitted to reproduce, copy, redistribute, modify or in any way change any of the information available on this Website.

You agree to indemnify and keep indemnified, URICA, its officers, directors, agents, licensors, successors and assignees against all liabilities, claims, losses, costs, damage and expenses including legal fees incurred by URICA should you breach any of the terms of this section (Copyright and other Intellectual Property Rights).