Lindsay Whitelaw


Lindsay is a Scottish businessman who co-founded Artemis, a leading UK-based fund manager that manages an asset base of more than £20bn. He is also Chairman of The Artemis Charitable Foundation and a trustee of the Active Earth Foundation.

Richard Ramsay

Senior Non-Executive Director

Richard is a highly experienced non-executive director with broad experience in financial services, investment banking, commerce and government where he was Managing Director of Regulation and Financial Affairs at Ofgem, the gas and electricity regulator.

Lord Digby Jones

Non-Executive Director

The former Minister of State for Trade and Investment (2007 – 2008) who has led over 20 trade missions travelling to 31 countries in 45 overseas visits.
Lord Digby Jones draws on over 3 decades of experience growing successful global businesses and currently sits on the board of over 17 companies including Triumph Motorcycles Ltd, Jaguar Land Rover, JCB, Aon Risk Solutions and URICA.

Patrice Coulon


Patrice Coulon is one Europe’s leading figures in commercial finance. As Director General, he led GE Capital’s invoice discounting, leasing and fleet services business in France with sales of more than €35bn. In parallel he has been board member of ASF, French Financial Institutions Association. Prior to GE Patrice was Managing Director of Lowendal Masaï, and just before Managing Director Euro Sale Finance France.

Ian Fitz-Harris

Strategic Development Director

Ian is a businessman and chartered accountant who built Euro Sales Finance into a market leading European commercial finance business that was the first fund raising on the AiM, listed on the LSE, and was sold to a global banking group.

Sarah Boyd

Finance Director

Sarah is a chartered accountant with wide experience in banking and capital markets having worked with EY in both London and New York. She also has experience in building business, having worked at an early stage internet company and in various roles within the venture capital industry.

Jean-François Diaz

Information Technology Director

Jean-François, who built URICA's proprietary platform, is one of Europe's leading technology architects in the commercial finance space having built platforms for both GE in France and Euro Sales Finance

Xavier Lang-Claes

Operations Director

Xavier has been in the Commercial Finance industry for more than 20 years managing entities in various European countries. His recent experience working for a software company with clients on different continents gave him a good insight of the IT trends currently disrupting the market.

Raphaël Maginot

Digital Director

Raphaël has been in the CRM and Finance industries for more than 20 years managing developer teams in Europe and Canada. He spent the last 10 years working for a top 100 French software company with clients on different continents which gave him a good insight into IT trends currently disrupting the market.

Katherine Herbert

Head of Partnerships

Over 5 years at URICA, Katherine has played an instrumental role in shaping URICA's marketing, brand and history. Having graduated from Newcastle University in Politics and Economics and worked with cross-sector partners, Katherine’s focus now is growing and managing our extensive and dynamic network of strategic partners throughout the UK.

Pippa Greenwood

Head of UK Trading Desk

Pippa was one of the first key members of the URICA team. Working closely with Operations, IT, Sales and Marketing departments, she is now driving URICA as Head of UK Trade. Beforehand, Pippa graduated from Newcastle University with a first class degree in Politics.

Thiziri Hammouche

Head of French Trading Desk

Thiziri is a specialist risk and operations analyst who joined URICA from Le Groupe La Poste where she worked as a Management Controller in Paris. She graduated from ESG Management School in France with a Masters in Management and Cost Control.

Nabila Mensouri

Head of Risk

Nabila graduated from Nice Sophia Antipolis University with a Bachelor’s degree in Economy and Law and a Master’s degree in Finance. She joined URICA from BNP Paribas where she worked as a Credit Risk Analyst

Kristina Donauskyte

Head of Digital Marketing

Kristina has worked in a number of digital marketing roles within innovative B2B and B2C technology startups. Before joining URICA, she managed e-commerce accounts of Harper Collins UK and Electrolux across France, Switzerland and Belgium. In her spare time, Kristina also runs one of the biggest digital and technology communities in England and Europe.

Darren Henderson

Finance Manager

Darren is a qualified chartered accountant with ACCA. He has over 8 years’ experience working within the payments industry, having joined URICA from Sage where he worked as a key finance business partner in their payments division. Darren graduated from Northumbria University in 2006 with a degree in Criminology.

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