Lindsay Whitelaw


Lindsay is a Scottish businessman who co-founded Artemis, a leading UK-based fund manager that manages an asset base of more than £20bn. He is also Chairman of The Artemis Charitable Foundation and a trustee of the Active Earth Foundation.

Richard Ramsay

Senior Non-Executive Director

Richard is a highly experienced non-executive director with broad experience in financial services, investment banking, commerce and government where he was Managing Director of Regulation and Financial Affairs at Ofgem, the gas and electricity regulator.

Patrice Coulon


Patrice Coulon is one Europe’s leading figures in commercial finance. As Director General, he led GE Capital’s invoice discounting, leasing and fleet services business in France with sales of more than €35bn. In parallel he has been board member of ASF, French Financial Institutions Association. Prior to GE Patrice was Managing Director of Lowendal Masaï, and just before Managing Director Euro Sale Finance France.

Ian Fitz-Harris


Ian is a businessman and chartered accountant who built Euro Sales Finance into a market leading European commercial finance business that was the first fund raising on the AiM, listed on the LSE, and was sold to a global banking group.

Sarah Boyd

Finance Director

Sarah is a chartered accountant with wide experience in banking and capital markets having worked with EY in both London and New York. She also has experience in building business, having worked at an early stage internet company and in various roles within the venture capital industry.

Jean-François Diaz

Information Technology Director

Jean-François, who built URICA's proprietary platform, is one of Europe's leading technology architects in the commercial finance space having built platforms for both GE in France and Euro Sales Finance

Raphaël Maginot

Digital Director

Raphaël has been in the CRM and Finance industries for more than 20 years managing developer teams in Europe and Canada. He spent the last 10 years working for a top 100 French software company with clients on different continents which gave him a good insight into IT trends currently disrupting the market.

Holger Schmidt

Director of Business Development in Germany

Holger has more than 20 years of experience in the financial sector, in particular within factoring and SME financing. After his professional education as a banker, Holger studied business administration at the University of Trier with graduation as Diplom-Kaufmann. At URICA, he is responsible for business development in the German market.

Jean Claude Marie

French Commercial Director

With more than 30 years of experience in positions of commercial direction in factoring, Jean Claude knew how to develop successfully entities of different sizes. From the beginning of his career, he's participated to Euro Finance creation in France, he was also a leader of a SMI which has given him access to a vast network of companies.

Katherine Herbert

Senior Business Development

Over 5 years at URICA, Katherine has played an instrumental role in shaping URICA's marketing, brand and history. Having graduated from Newcastle University in Politics and Economics and worked with cross-sector partners, Katherine’s focus now is growing and managing our extensive and dynamic network of strategic partners throughout the UK.

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