Zero FX charges for exporters – save from 1.5% +

URICA is now offering cash against export contracts with FX included
for $ and € invoices at no extra cost – save from 1.5% + on FX.

Forget expensive currency risk management:

  • 100% cash upfront on your sales within 24 hours less a small fee, which you can calculate here
  • No currency risk
  • No cash flow risk – be certain of getting paid when you want
  • Compete in global markets and offer open account credit with zero risk or debt
  • Global coverage in over 50 countries around the world
  • Extended credit up to 120 days
  • Stage payments covered
Read FAQ

“‘I’m excited about going into China with URICA as our partner.”

Dan Day, CEO, Invisible Artists

No personal guarantees | No risk of your customers not paying | No debt | No Letters of Credit

How it works

Credit allocation

URICA focuses 100% on the financial strength of your overseas customer in any transaction. To get going we confidentially and quickly evaluate your customer and allocate you credit. Crucially, this means that the size or financial strength of your business is not of any importance to us. We fund your exports in exactly the same way as though your customer was in the UK.

Supplier issues invoice electronically

You then issue an invoice to your overseas customer electronically, through the URICA platform.
All your overseas customer needs to do now is to check if the invoice is in order and approve it through a secure link in an email.

URICA then buys invoice for cash

Once your overseas customer has approved the invoice, URICA will buy it, less a small discount, and pay you earlier without recourse.
You can receive outright cash as soon as the day after an invoice is raised. We never require personal guarantees or security.

3% cash back and extended credit terms

As an incentive from URICA, your overseas customer can receive 3% cash back and have up to 120 days of extended credit. The exact repayment terms are agreed between you and customer at the outset - URICA only facilitates payments.
See eligibility
Speak to one of our team

Enabling you to

Eliminate currency risk

We take on all of this risk as soon as we pay you for your invoices.

No risk of late payment or non-payment

We take on all of this risk as soon as we pay you for your invoices.

3% cash back p.a.

By using URICA you can offer your customers 3% cash back p.a. on their purchases.

Offer up to 120 days credit

Become more competitive by offering extended credit terms to your overseas customers.

People often ask us if we are the same as invoice discounting.

We are fundamentally different.

See comparison

How much will it cost you?

This is the price if you are a UK exporter. There are no other hidden charges. You can stop using URICA at any time without penalty.

Would you like to cover the cost when you pay suppliers over URICA?
Give us a call to find out more: 0207 193 7616

£ € $

Enter invoice amount

For this invoice, URICA will pay the supplier

URICA Commission:

Our discount covers all costs: bank transaction charges, service, full credit insurance on each invoice and currency exchange risk

“British talent is being exported all over the world. But if you’re managing protracted contracts, one of the challenges you’ll face is fluctuating currency. I’ve done the maths. If you add up your FX, trade credit risk and balance sheet cost, it’s now probably cheaper and more effective to use URICA”

Robert Hammond, Great Guns

Read full story

Read our client stories

Ecospin Now Funds Its Orders Without Asking for Cash Upfront



"It sounded like just what we needed. I set up a meeting with URICA and we’ve never looked back"

March 31, 2017

Read more Read the full story

[Video] How to Finance Sales to Achieve Sustainable Growth?

Brush Baby

Consumer goods

"Unlike banks, URICA allows us to finance sales into certain retailers which helped our growth."

March 23, 2017

Read more Read the full story

[Video] Offering Long Payment Terms: Why It Helps Win Big Clients

Crisp Branding

Marketing and Advertising

"Offering longer payment terms helped us win bigger clients."

February 2, 2017

Read more Read the full story

Why Shipping From China No Longer Ties up Our Cash

Switch Packaging Specialists

Packaging and Containers

“Ultimately, I would like to put everything through URICA. It’s a great business tool."

January 5, 2017

Read more Read the full story

Please fill out the form and we will be in touch shortly.

Take control of your cash flow when you need it with our flexible cash flow tool.