Grow Exports With Competitive Credit Terms

You can use URICA to both receive early payment of your export invoices and offer not only longer credit terms to your overseas customers but also 3% cash back p.a..

In exactly the same way as if your customer was in the UK, we focus entirely on your overseas customer’s strength, confidentially evaluating them and allocating you credit against each. We rely 100% on their ability to pay us.

  • Simple quick process
  • Global coverage in 50 countries
  • Get paid 100% of your invoices less a small fee as soon as your overseas customer approves your invoice
  • All our payments are non-recourse – we pay cash, exactly as if your overseas customer had paid you
  • Never any need for personal guarantees or security
  • Know if your overseas customer is financially strong and reliable
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“‘I’m excited about going into China with URICA as our partner.”

Dan Day, CEO, Invisible Artists

No personal guarantees | No risk of your customers not paying | No debt | No Letters of Credit

How it works

Credit allocation

URICA focuses 100% on the financial strength of your overseas customer in any transaction. To get going we confidentially and quickly evaluate your customer and allocate you up to £2 m of credit. Crucially, this means that the size or financial strength of your business is not of any importance to us. We fund your exports in exactly the same way as though your customer was in the UK.

Supplier issues invoice electronically

You then issue an invoice to your overseas customer electronically, through the URICA platform.
All your overseas customer needs to do now is to check if the invoice is in order and approve it through a secure link in an email.

URICA then buys invoice for cash

Once your overseas customer has approved the invoice, URICA will buy it, less a small discount, and pay you earlier without recourse.
You can receive outright cash as soon as the day after an invoice is raised. We never require personal guarantees or security.

3% cash back and extended credit terms

As an incentive from URICA, your overseas customer can receive 3% cash back and have up to 90 days of extended credit. The exact repayment terms are agreed between you and customer at the outset - URICA only facilitates payments.
How URICA works
See eligibility
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Enabling you to

Eliminate currency risk

We take on all of this risk as soon as we pay you for your invoices.

No risk of late payment or non-payment

We take on all of this risk as soon as we pay you for your invoices.

3% cash back p.a.

By using URICA you can offer your customers 3% cash back p.a. on their purchases.

Offer up to 90 days credit

Become more competitive by offering extended credit terms to your overseas customers.

People often ask us if we are the same as invoice discounting.

We are fundamentally different.

See comparison

How much will it cost you?

This is the price if you are a UK exporter. There are no other hidden charges. You can stop using URICA at any time without penalty.

Would you like to cover the cost when you pay suppliers over URICA?
Give us a call to find out more: 0207 193 7616

£ € $

Enter invoice amount

For this invoice, URICA will pay the supplier

URICA Commission:

Our discount covers all costs: service, full credit insurance on each invoice and currency exchange risk

“URICA revolutionised Norton’s working capital by removing debt.”

Stuart Garner, CEO, Norton Motorcycles

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