Get paid early without having to bear the risk of non-payment. Our model relies on the strength of your customers. Our approach to risk is unique. We measure it in real-time, invoice-by-invoice. We pay you and rely on your customers’ ability to repay us on the date you have agreed with your customers.

Your customers do not need to be big companies to be eligible for URICA. This also means that whatever your size and your situation, you are eligible for domestic or export URICASH.

  • Be paid 100% of your invoices minus the URICA fee as soon as your customer approves them.
  • Eliminate all your risk of non-payment.
  • All payments by us to you are non-recourse. So it is exactly as if your customer had paid you.
  • There is never any need for security, personal or other guarantees.
  • It works the same way for longer term contracts and stage payments.
  • No long-term contract – use URICA for one or all of your invoices, when you need us.
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No personal guarantees | No risk of your customers not paying | No debt

URICASH enables you to

Take control of your cash

You can now control the date you want to be paid. Rather than relying on promises of payment, you choose when to be paid.

Strengthen your business

By receiving advance payments you increase your cash flow and can grow faster, invest, acquire…

Win new orders

Become more competitive by offering your customers better payment terms that will encourage them to work more with you.

Maintain your freedom

You use URICASH as you like – on a regular basis or on demand – and you only pay for our services when you use us. You stop when you want without penalty, and you resume when you want.

“URICA helped us immensely with keeping our suppliers happy, and keeping profit in the business.”

Jo Amit, Managing Director, Hownd

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How does it work?

Agree commercial terms

You define your general conditions of sale and the terms of payment with your customers. URICA never interferes.

Protection against unpaid debts

You upload your invoices on the URICA platform and receive an instant response if we can accelerate your payments. If you wish to go ahead, you sign an electronic offer.

Customer approval

As soon as your customers approve your invoices online, URICA pays you without recourse, up to 100% of invoice value minus our fee that covers everything: service, financing, credit insurance and bank fees.


Your customers pay us the full invoice value on the agreed payment date.
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How much does it cost?

One “ALL-IN” URICA fee

Our model will always allow us to pay you an amount close to 100% of the invoice value.
The difference between the full invoice value and the amount you receive is our fee. The URICA fee covers everything: our service, FX, credit insurance, early payment, money transfer and administration fees.

An exlusive payment model based on usage

You pay only when you use URICA. It is simple: you do not pay us anything if you do not use URICA, even if you have an account.

No additional costs

There are no hidden costs, no registration fees, no minimum commission. You can stop working with URICA when you want without penalty.

A proportional price

Our fee is strictly proportional to the period between when we pay you and your customer pays us back and individual risk of each invoice.

Zero IT costs

There are no IT associated costs since you simply use the URICA platform without any need to purchase or install additional software.

Get the maximum amount possible for your invoices

We do not take an additional deposit or balance sheet driven reserves.

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URICA helps you transform your invoices into cash within 24 hours by offering you the most flexible, on-demand cash optimisation tools.