Get Early Payment From Your UK Customers

We focus entirely on your customers’ strength, confidentially evaluating them and allocating you credit against each. We rely 100% on their ability to pay us.

Your customers do not have to be big companies but they need to be established and financially stable.

This means you can be almost any size and financial strength and still have access to early payment of your invoices from URICA. Check eligibility here.

  • Get paid 100 % of your invoices less a small fee as soon as your customer approves your invoice
  • Eliminate all your risk of non-payment
  • All payments by us to you are non-recourse. So it is exactly as if your customer had paid you
  • Never any need for personal guarantees or security
  • Works the same way for longer term contracts and stage payments
  • No long-term contract – use URICA for one or all of your invoices, when you need us
Read FAQ

“We can adjust every invoice according to
how strong or weak our cash flow is,”

Mark Hirschel, Managing Director, Hownd

No personal guarantees | No risk of your customers not paying | No debt

How it works

Credit allocation

URICA focuses 100% on the financial strength of your customer in any transaction. To get going we confidentially and quickly evaluate your customer and allocate credit. Crucially, this means that the size or financial strength of your business is not of any importance to us.

Supplier issues invoice electronically

You then issue an invoice to your customer electronically through the URICA platform.
All your customer needs to do now is to check if the invoice is in order and approve it through a secure link in an email.

URICA then buys invoices for cash

Once your customer has approved the invoice, URICA will buy it, less a small discount, and pay you earlier without recourse.
You can receive outright cash as soon as the day after an invoice is raised. We never require personal guarantees or security.

3% cash back and extended credit terms

As an incentive from URICA, your customer can receive 3% cash back and have up to 120 days of extended credit. The exact repayment terms are agreed between you and your customer at the outset - URICA only facilitates payments. As your customer can be in the UK or overseas, we can also fund your exports in exactly the same way.
See eligibility
Speak to one of our team

Enabling you to

Take control

You can now take charge of when payments arrive, so rather than relying on customers’ promises of timely payments you can set when you are paid.

Strengthen your business

By receiving early payments you strengthen your cash position so you can grow faster.

3% cash back p.a.

By using URICA you can offer your customers 3% cash back p.a. on their purchases.

Offer up to 120 days credit

Become more competitive by offering extended credit terms to your customers.

People often ask us if we are the same as invoice discounting.

We are fundamentally different.

See comparison

Calculate how much you will receive for your invoices

This is the price in the UK. There are no hidden charges.

Would you like to cover the cost when you pay suppliers over URICA?
Give us a call to find out more: 0207 193 7616

£ € $

Enter invoice amount

For this invoice, URICA will pay the supplier

URICA Commission:

Our discount covers all costs: service, full credit insurance on each invoice and currency exchange risk

Read FAQ

“I get paid cash, no catches or comebacks, no debt… it’s changed my business.”

Allan Gannon, CEO, AG Vent

Read full story

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Take control of your cash flow when you need it with our flexible cash flow tool.