Get paid early without having to bear the risk of non-payment. Our model relies on the strength of your customers. Our approach to risk is unique. We measure it in real-time, invoice-by-invoice. We pay you and rely on your customers’ ability to repay us on the date you have agreed with your customers.
Your customers do not need to be big companies to be eligible for URICA. This also means that whatever your size and your situation, you are eligible for domestic or export URICASH.
- Be paid 100% of your invoices minus the URICA fee as soon as your customer approves them.
- Eliminate all your risk of non-payment.
- All payments by us to you are non-recourse. So it is exactly as if your customer had paid you.
- There is never any need for security, personal or other guarantees.
- It works the same way for longer term contracts and stage payments.
- No long-term contract – use URICA for one or all of your invoices, when you need us.
No personal guarantees | No risk of your customers not paying | No debt
URICASH enables you to
Take control of your cash
You can now control the date you want to be paid. Rather than relying on promises of payment, you choose when to be paid.
Strengthen your business
By receiving advance payments you increase your cash flow and can grow faster, invest, acquire…
Win new orders
Become more competitive by offering your customers better payment terms that will encourage them to work more with you.
Maintain your freedom
You use URICASH as you like – on a regular basis or on demand – and you only pay for our services when you use us. You stop when you want without penalty, and you resume when you want.
How does it work?
How much does it cost?
One “ALL-IN” URICA fee
Our model will always allow us to pay you an amount close to 100% of the invoice value.
The difference between the full invoice value and the amount you receive is our fee. The URICA fee covers everything: our service, FX, credit insurance, early payment, money transfer and administration fees.
An exlusive payment model based on usage
You pay only when you use URICA. It is simple: you do not pay us anything if you do not use URICA, even if you have an account.
No additional costs
There are no hidden costs, no registration fees, no minimum commission. You can stop working with URICA when you want without penalty.
A proportional price
Our fee is strictly proportional to the period between when we pay you and your customer pays us back and individual risk of each invoice.
Zero IT costs
There are no IT associated costs since you simply use the URICA platform without any need to purchase or install additional software.
Get the maximum amount possible for your invoices
We do not take an additional deposit or balance sheet driven reserves.